Liberty Life Insurance Company (RBC Insurance)

RBC Insurance®, through its operating entities, provides a wide range of creditor, life, health, travel, home, auto and reinsurance products to more than five million North American customers. We are the largest Canadian bank-owned insurance organization and one of the fastest growing insurance companies in the country.

RBC Insurance leads in the Canadian creditor, individual living benefits and travel insurance markets and ranks sixth in new individual life insurance premiums in Canada. We are also ranked 35th in Standard & Poor’s 2003 global top 40 reinsurance groups listing.

Life Insurance Products

Term Life Insurance

If you have a young family to protect, term life insurance can be an affordable solution. It’s designed to provide you with insurance coverage for 10 or 20 years at a time, with premiums that stay the same for the entire term. If you die within the time period when coverage is in effect, your beneficiaries can receive the amount specified in your policy, tax-free.

Permanent Life Insurance

With permanent life insurance, you have the dual security of knowing that while your premiums will never change, in the event of your death, your beneficiaries can receive the full amount of the benefit coverage you purchased, tax-free. It can be an ideal way to help protect your family and your estate, as well as to fund final arrangements.

Universal Life Insurance

With universal life insurance, you receive permanent life insurance coverage combined with a flexible portfolio of tax-advantaged investment options—customized to your financial needs and aligned with your risk tolerance. Universal life insurance can be an ideal solution if you want to build towards your future while helping to ensure that your loved ones are protected.

Personal Accident Insurance

Personal accident insurance is an ideal way to complement your other life insurance coverage—and can even be used to obtain coverage if you are unable to qualify for another type of policy. Should a fatal accident happen to you or your spouse, it can help ease the strain on loved ones by providing funds they can use to help maintain their standard of living, pay for final arrangements, and more.