DISCOVER THE HIDDEN TAX BENEFITS OF LIFE INSURANCE & COMPARE TOP 100 LIFE INSURANCE COMPANIES FOR FREE!

BeamaLife is the fastest growing national online life insurance and financial planning firm in the U.S. We help create wealth through intelligent financial planning and reduce your taxes with IRS approved tax-reductions strategies. In addition we offer award winning and cost saving Term Life Insurance and Whole Life Insurance policies.

Follow These Steps To Start Saving Now:

Step One: Please complete this short form or call (877) 972-3262 if you are looking to:

• Reduce your Term Life Insurance or Whole Life Insurance on your existing policies.
• Reduce your INCOME TAX and potential ESTATE TAX liability through IRS approved strategies MOST PEOPLE MISS.
• Save up to 80% on new Life Insurance plans.
• Save up to 35% on your Disability Insurance and Long Term Care Insurance plans.
• Get Financial Aid advice for your high school student or College Savings Plans information.
• Accumulate TAX-EFFICIENT Retirement Savings and generate Guaranteed Retirement Income for life.

Step Two: Our well trained and experienced advisers will review your request, conduct the initial research and will contact you via phone or email to either gather additional information and/or to provide the most cost effective and optimum solution for you. Whether it is whole life insurance quotes, pension plans or college savings plans we can help lay out your smartest options.

Step Three: If you are not looking for term or whole life insurance quotes or any other financial advice at the moment; please feel free to educate yourself with the vast financial planning information located here on our site. Anytime during your visit to our site if you need any help, have a question, suggestion or change your mind and would like to request more information please complete this short form or call (877) 972-3262.

Understanding Life Insurance, Financial Planning & Pension Planning

One of the most valuable functions of life insurance is to create “CASH” for you and your loved ones when you need it most. This “cash” or “death benefit” guarantees that your surviving spouse can raise your family while maintaining their established standard of living, be able pay off your mortgage and send your children to the best universities in the event worst does happen. But LIFE INSURANCE IS MORE THAN JUST A  DEATH BENEFIT. The fact is, when you buy whole life insurance, you are buying a money-making machine that creates tax-efficient dollars for you while you’re alive.  Whole-life insurance has a decent rate of return without stock market volatility. Banks, Corporations, Charitable Endowment Funds and most wealthy people have used these HIGHLY DISCOUNTED LIFE INSURANCE DOLLARS very strategically throughout the past century, and they continue to use it for solid wealth creation, improve return on investment and for tax reduction purpose.

Types of Life Insurance

There are three main types: universal, whole and term life insurance. A lower income couple or resident doctor might be well suited to an affordable a term policy. Middle-aged physicians, successful business owners or established professionals should consider opting for the highly tax-efficient whole insurance policy. Older persons may be better suited with either an individual guaranteed universal or a guaranteed survivorship universal plan. Please call (877) 972-3262 to speak with our life insurance & financial experts or fill out online life insurance quote request form and we will get back to you quickly.

Financial Planning

Financial Planning consists of three strategies: (1) Protection of your existing assets like your ability to earn income, your life, your home, cars, business and any other valuables, (2) Creation of additional assets though life insurance, business, real estate, savings and investment and; (3) Transfer of your total assets to your next generation with minimal taxes through proper estate and business succession planning.

Pension Planning

Pension planning is a “The Rich Man’s Luxury” that provides tax-efficient retirement savings to wealthy Americans. The IRS allows to successful SELF EMPLOYED individuals like physicians, lawyers or any other successful individuals to take huge income tax deductions through pension planning. We have helped many high income individuals to take up to $250,000 IN INCOME TAX DEDUCTIONS EVERY YEAR on their tax returns through a defined benefit plan and defined contribution plans.

Please call our pension planning specialists at (877) 972-3262 for your personalized pension plan strategy to reduce your 2011/12 income tax bill.