Get Your Term Life & Whole Life Insurance Quotes Comparison Now!
BeamaLife is a fastest growing national online life insurance and financial planning firm that helps to create wealth through an intelligent life insurance planning and reduce your taxes through smart and IRS approved tax-reductions strategies.
Step One: Please complete short form or call (877) 972-3262 if you are looking to
- Reduce your LIFE INSURANCE PREMIUM on your existing life insurance policy/policies
- Reduce your INCOME and potential ESTATE TAX liability through IRS approved strategies
- Save up to 80% on new Term Life, Whole Life or Universal Life Insurance policy
- Save up to 35% on your Disability Insurance and Long Term Care Insurance plans
- Get Financial Aid advice for high school student or College Savings Plans information
- Accumulate TAX-EFFICIENT Retirement Savings Plan and Guaranteed Retirement Income for life
Step Two: Our well trained and experienced advisors will review your request, conduct an initial research and will contact you via phone or email to either gather additional information and/or to provide the most cost effective and optimum solution for you – may it be life insurance quotes, pension plan or college savings plan.
Step Three: If you are not looking for life insurance quotes or any other financial advice at the moment; please feel free to educate yourself with tons of life insurance and financial planning information. Anytime during you stay on our site if you need any help, have a question, suggestion or change your mind to request more information please complete this short form or call (877) 972-3262.
Understanding Life Insurance, Financial Planning & Pension Planning
The primary function of life insurance is to create “CASH” for you and your loved ones when you need them most. This “cash” or “death benefit” guarantees that your spouse can raise a family while maintaining an established standard of living, pay off your mortgage and send your child/children to the best university even after you are long gone. But LIFE INSURANCE IS MORE THAN JUST A DEATH INSURANCE AS LIKE TERM LIFE INSURANCE. In reality, there are many more reasons to own life insurance beyond pure death protection. When you buy whole life insurance, you are buying a money-making machine that creates tax-efficient dollars for you while you’re alive with a pretty decent rate of return without stock market volatility. Banks, Corporations, Charitable Endowment Funds and most wealthy people have used these HIGHLY DISCOUNTED LIFE INSURANCE DOLLARS very intelligently in a past and continue to use for solid wealth creation and substantial tax reduction.
Types of Life Insurance
There are three main types of life insurance – whole life insurance, term life insurance and universal life insurance. A low income young person or resident doctor might be better suited with affordable term life insurance policy – that offers pure death benefit only or perhaps the combination of whole and term life insurance. Mid-aged physician, a successful business owner or an established professional should opt for highly tax-efficient whole life insurance strategy. Older persons with permanent life insurance need be better suited with either an individual guaranteed universal life insurance policy or a guaranteed survivorship universal life insurance plan. Please call (877) 972-3262 to speak with an expert life insurance specialist or fill out life insurance quotes online request form now.
Financial Planning
Financial Planning consists of three strategies: (1) Protection of your existing assets like your life, your ability to earn income, your home, cars, business and any other valuables, (2) Creation of additional assets though life insurance, business, real estate, savings and investment and; (3) Transfer of your total assets to your next generation with minimal taxes through proper estate and business succession planning.
Pension Planning
Pension planning is a “The Rich Man’s Luxury” that provides tax-efficient retirement savings to wealthy Americans. The IRS allows to successful SELF EMPLOYED physicians, lawyers or any other professionals and business owners to take huge income tax deductions through pension planning. We have helped numerous successful physicians, self-employed professionals and business owners to take up to $250,000 IN INCOME TAX DEDUCTIONS EVERY YEAR on their tax returns through defined benefit plan and defined contribution plans. Please call our pension planning specialists at (877) 972-3262 for your personalized pension plan strategy to reduce your 2011/12 income tax bill or complete this short form now.
